Effective Date: 04/21/2025

Welcome to LDRvisa.com and SCMBAglobal.com, websites operated by SCMBA Global LLC (“Company”, “we”, “our”, or “us”). By accessing or using our websites, services, platforms, or digital products (collectively, the “Services”), you (“user”, “you”, or “your”) agree to be bound by these Terms and Conditions (“Terms”).

Please read these Terms carefully before using the websites. If you do not agree to these Terms, please do not use our Services.


1. Acceptance of Terms

By using LDRvisa.com or SCMBAglobal.com, you confirm that you are at least 18 years old or the legal age of majority in your jurisdiction. You agree to comply with these Terms, our Privacy Policy, and any applicable laws or regulations.


2. Services Overview

  • LDRvisa.com provides informational content, resources, and support related to long-distance relationships (LDRs), including immigration and visa processes.

  • SCMBAglobal.com offers business services including online business directories, global networking opportunities, small business education, and vendor promotion—especially connecting Nigerian entrepreneurs with a global audience.

We reserve the right to modify, update, or discontinue any service at any time without notice.


3. Vendor & User Registration

To access certain features such as business listings or membership-based tools, users may be required to register. You agree to:

  • Provide accurate, current, and complete information.

  • Maintain the security and confidentiality of your login credentials.

  • Notify us immediately of any unauthorized use of your account.


4. Directory Listings & Payments

  • Free Listings: Business listings on SCMBAglobal.com are free for vendors located in Nigeria.

  • Paid Services: Promotional services, premium listings, or other enhancements may be offered for a fee. All prices are clearly stated prior to purchase.

  • No Refunds: All purchases are non-refundable, including but not limited to advertising, upgrades, and digital services.


5. Acceptable Use

You agree not to:

  • Use the websites or services for any illegal or unauthorized purpose.

  • Post false, misleading, or inappropriate content.

  • Violate intellectual property rights or privacy rights.

  • Transmit malware, spam, or harmful code.

We reserve the right to remove content or suspend accounts that violate these terms.


6. Intellectual Property

All website content including logos, text, graphics, photos, videos, and digital products are the property of SCMBA Global LLC or its licensors. You may not copy, modify, or distribute any material without express written consent.


7. Third-Party Links

Our websites may include links to third-party websites or services. These are provided for your convenience only. We are not responsible for the content, accuracy, or privacy practices of third parties.


8. Disclaimers

  • Our services, resources, and information are provided “as is” and without warranties of any kind.

  • We do not guarantee that use of our platforms will result in visa approval, business success, or partnership opportunities.


9. Limitation of Liability

To the maximum extent permitted by law, SCMBA Global LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use—or inability to use—our services.


10. Indemnification

You agree to indemnify and hold harmless SCMBA Global LLC and its affiliates from any claims, liabilities, damages, or costs arising from your use of our websites or your violation of these Terms.


11. Modifications

We may update or change these Terms at any time. Changes will be posted on this page with an updated “Effective Date.” Your continued use of the websites after changes means you accept the new Terms.


12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert Your U.S. State], without regard to its conflict of law principles.


13. Contact Us

For questions, concerns, or legal inquiries, contact:

SCMBA Global LLC
📧 info@scmbaglobal.com
https://www.scmbaglobal.com
https://www.ldrvisa.com

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